1254 S Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1254 S Lake Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2002
Square Footage	2,664 sqft Adjusted Area
Lot Size	12,045 sqft (0.276 acres)
Occupancy	Owner Occupied
Tax Bill	$2,557.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-07-0-00039-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,664 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	12,045 sqft (0.276 acres)
Depth X Width	154 ft x 64 ft Depth x Width

Location & Zoning

Street Address	1254 S LAKE DR
City	HERNANDO
State	MS
Zip	38632-1170
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSS CREEK S-D SEC D LOT 39
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	39
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-12-07-0-00039-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1254 S LAKE DR, HERNANDO, MS 38632-1170
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCL MORTGAGE LLC
Jun 01, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANCORP SOUTH BANK
Jun 01, 2018	Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2018
Deed Sale	Jun 01, 2018
Deed Doc Number	W00857-00589
Deed Book / Page	857 / 589
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1254 S LAKE DR, HERNANDO, MS 38632-1170
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 S LAKE DR, HERNANDO, MS 38632-1170

Mortgage

Document Number	005451/512
Date	Jan 26, 2022
Book Page	5451/512

Lender

Name	SCL MORTGAGE LLC
Type	Mortgage Company
Address	LONE TREE, CO 80124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1254 S LAKE DR, HERNANDO, MS 38632-1170
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004551/369
Date	Jun 01, 2018
Book Page	4551/369
Instrument	T04551-00369

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 01, 2018
Property Address	1254 S LAKE DR, HERNANDO, MS 38632-1170
Document Number	000857/589
Book / Page	857 / 589
Map Reference	PB 63 PG 4
Instrument Date	May 29, 2018
Instrument	W00857-00589
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1254 S LAKE DR, 1254, HERNANDO, MS 38632-1170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 S LAKE DR, HERNANDO, MS 38632-1170

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 (+17.35%)	$24,529 (+37.26%) Land $3,000 Building $21,529	$245,288 (+37.26%) Land $30,000 Building $215,288
2023	$2,179.00	$17,870	$178,700 Land $30,000 Building $148,700

1254 S Lake Dr, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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