1280 Reflection Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1280 Reflection Ave NW, Concord, NC 28027 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2014
Square Footage3,626 sqft Living Area
Lot Size8,625 sqft (0.198 acres)
GarageMixed, 432 sqft
Last Sale$701,500 (2022)
Tax Bill$4,608.00 (2023)

Property Details

APN / Parcel Number

Primary APN03016F0190.000000
Alternative APNs
  • 4671 84 1853
  • 155902
  • 98467

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,626 sqft Living Area
Gross Area4,058 sqft Gross Area
1st Floor1,738 sqft 1st Floor
Upper Floors1,888 sqft Upper Floors
Stories2 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAsbestos Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Depth X Width143 ft x 60 ft Depth x Width
Driveway1 Driveway
Driveway Area893 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area432 sqft Garage
Patio Area181 sqft Patio
PorchOpen Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number155902
Street Address1280 REFLECTION AVE NW
CityCONCORD
StateNC
Zip28027-2867
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 190 BROOKVUE
Legal SubdivisionBROOKVUE SUB PH 2 MAP 1
Legal Lot Number190
JurisdictionCABARRUS NC
Minor Civil Division3, ODELL
Census Blockgroup1
Census Block1025
Census Tract41304

Owner

Source: Cabarrus County records · APN 03016F0190.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1280 REFLECTION AVE NW, CONCORD, NC 28027-2867
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleDec 19, 2014 · Amount on Record
Deed Doc Number0016065142
Deed Book / Page16065 / 142
Record RefreshedJun 07, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 10, 2022
Property Address1280 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number0016065142
Book / Page16065 / 142
Map ReferenceMB 66 PG 106
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedJun 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,403.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1151 PHALLEN CT NW, 1151, CONCORD, NC 28027-8784

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0160650144
DateJun 10, 2022
Instrument16065-0144
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1280 REFLECTION AVE NW, CONCORD, NC 28027-2867
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15572113
DateOct 13, 2021
Book Page15572/113
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1280 REFLECTION AVE NW, CONCORD, NC 28027-2867
Transaction TypeMortgage
Record UpdatedMay 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15090207
DateApr 15, 2021
Book Page15090/207
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,608.00$377,900 Land $67,000 Building $310,900$377,900 Land $67,000 Building $310,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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