1269 Reflection Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1269 Reflection Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,027 sqft · built 2015
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2019)
Tax Bill	$4,175 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03016F0171.000000`

Property Details

APN / Parcel Number

Primary APN	`03016F0171.000000`
Alternative APNs	`4671 74 9910` `130826`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	1,587 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	144 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	130826
Street Address	1269 REFLECTION AVE NW
City	CONCORD
State	NC
Zip	28027-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CD
Legal Description	LT 171 BROOKVUE
Legal Subdivision	BROOKVUE
Legal Lot Number	171
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1016
Census Tract	41304

Owner

1269 Reflection Ave NW is owned and occupied by two individuals who bought it in June 2019.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1269 REFLECTION AVE NW, CONCORD, NC 28027-2867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 6, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Oct 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Book / Page	13539 / 66
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0001324282
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1269 REFLECTION AVE NW, CONCORD, NC 28027-2867
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014230297
Date	Jun 5, 2020
Book Page	14230/297

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1269 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number	14670224
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1269 REFLECTION AVE NW CONCORD NC 280272867, CONCORD, NC 28027-2867

Mortgage

Document Number	14670224
Date	Nov 10, 2020
Book Page	014670/000224
Instrument	40721

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 9, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 6, 2019
Property Address	1269 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number	1353966
Book / Page	013539 / 000066
Instrument Date	Jun 6, 2019
Instrument	13753
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1269 REFLECTION AVE NW CONCORD NC 280272867, CONCORD, NC 28027-2867

Mortgage

Document Number	1353968
Date	Jun 6, 2019
Book Page	013539/000068
Instrument	13754

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 25, 2018
Property Address	1269 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number	1324282
Book / Page	013242 / 000082
Instrument Date	Oct 17, 2018
Instrument	26928
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	151 TSISDU CT BREVARD NC 287126415, BREVARD, NC 28712-6415

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,070 (-) Land $125,000 Building $434,070
2025		$559,070 Land $125,000 Building $434,070
2024			$559,070 (+63.35%) Land $125,000 Building $434,070
2023	$4,175.00	$342,250 Land $67,000 Building $275,250	$342,250 Land $67,000 Building $275,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1269 Reflection Ave NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1269 Reflection Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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