1280 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1280 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,321 sqft · built 2004
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,000 (Dec 2004)
Tax Bill	$12,902 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-771-12-00`

Property Details

APN / Parcel Number

Primary APN	`158-771-12-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	3,321 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	29,185 sqft (0.67 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1280 PANORAMA RIDGE RD
City	OCEANSIDE
State	CA
Zip	92056-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 17 TR 014582
Legal Subdivision	PANORAMA RIDGE
Legal Tract	014582
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2004 · Amount on Record
Deed Sale	Dec 15, 2004 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	20041178155
Last Transfer Date	Aug 23, 2022
Transfer Doc	0000353628
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2022
Property Address	1280 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2121
Document Number	0000353628
Map Reference	MAP 14582
Instrument Date	Aug 23, 2022
Instrument	2022-0353628
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1280 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2121

Mortgage

Document Number	0000353629
Date	Sep 6, 2022
Instrument	2022-0353629

Lender

Name	FRONTWAVE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,167,544 (+2%) Land $526,015 Building $641,529
2025	$12,902.00 (+16.08%) Homeowner's exemption	$1,144,651 (+11.11%) Land $515,701 Building $628,950
2023	$11,115.00 (+12.55%) Homeowner's exemption	$1,030,205 Land $495,677 Building $534,528
2022	$9,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20