San Diego County property record for 1301 Panorama Ridge Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,911 sqft · built 2004 |
| Lot Size | 0.291 acres (12,669 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,706 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-771-04-00 |
| Primary APN | 158-771-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,911 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 12,669 sqft (0.291 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1301 PANORAMA RIDGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 9 TR 014582 |
| Legal Subdivision | PANORAMA RIDGE |
| Legal Tract | 014582 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19301 |
1301 Panorama Ridge Rd is owned and occupied by two individuals who acquired it in December 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Dec 24, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Dec 30, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Jul 19, 2018 | Grant Deed, Transfer OPTIFUND INVESTMENT GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2019 |
| Deed Sale | Dec 24, 2019 |
| Prior Sale | Jul 19, 2018 · Amount on File |
| Deed Document Number | 2019601966 |
| Prior Transfer Date | Dec 16, 2019 |
| Prior Transfer Doc | 0000601966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000016586 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-0016586 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 24, 2019 |
| Property Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000601966 |
| Map Reference | MAP 14582 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019-0601966 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000601967 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 2019-0601967 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 30, 2019 |
| Property Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000612530 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 612530 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1301 PANORAMA RIDGE RD OCEANSIDE CA 920562218, OCEANSIDE, CA 92056-2218 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000295579 |
| Map Reference | MAP 14582 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018-0295579 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2218 |
| Document Number | 0000295580 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018-0295580 |
| Name | OPTIFUND INVESTMENT GROUP INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1301 Panorama Ridge Rd was $8,706 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $788,609 (+2%) Land $278,339 Building $510,270 | |
| 2025 | $8,706.00 Homeowner's exemption | $773,147 Land $272,882 Building $500,265 |
| 2023 | $8,010.00 (+0.26%) Homeowner's exemption | $743,127 Land $262,287 Building $480,840 |
| 2022 | $7,989.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1301 Panorama Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1301 Panorama Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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