Allen County property record for 1280 N Copus Rd, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1920 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2024) |
| Tax Bill | $2,107 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2901-06-005.000 |
| Primary APN | 36-2901-06-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1280 N COPUS RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLENTOWN LOTS LOTS 54 & 55 FF 120.00 |
| Legal Subdivision | ALLENTOWN LOTS |
| Legal Lot Number | 54 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10802 |
1280 N Copus Rd is owned and occupied by two individuals who bought it in July 2024.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 N COPUS RD, LIMA, OH 45807-1977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/THE MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on File |
| Deed Sale | Jul 26, 2024 · Amount on File |
| Prior Sale | Mar 24, 1995 · Amount on File |
| Deed Document Number | 20246683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1280 N COPUS RD, LIMA, OH 45807-1977 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1280 N COPUS RD, LIMA, OH 45807-1977 |
| Document Number | 5130006411 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 2021/6411 |
| Instrument | 202105130006411 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | LIMA, OH 45806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1280 N COPUS RD, LIMA, OH 45807-1977 |
| Document Number | 0000005953 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1280 N COPUS RD LIMA OH 458071977, LIMA, OH 45807-1977 |
| Document Number | 0000005953 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 5953 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 3, 2040 |
The 2025 property tax bill for 1280 N Copus Rd was $2,107, down 3.7% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,107.00 (-3.66%) | $49,320 (-) Land $10,710 Building $38,610 | $140,900 (-) Land $30,600 Building $110,300 |
| 2024 | $2,187.00 (+11.58%) | $49,320 (+38%) Land $10,710 Building $38,610 | $140,900 Land $30,600 Building $110,300 |
| 2023 | $1,960.00 (+10.48%) Homeowner's exemption | $35,740 (-) Land $7,770 Building $27,970 | |
| 2022 | $1,774.00 Homeowner's exemption | $35,740 Land $7,770 Building $27,970 | |
| 2021 | $102,100 Land $22,200 Building $79,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1280 N Copus Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 N Copus Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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