1280 Los Rios Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1280 Los Rios Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,412 sqft · built 1969
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$905,000 (Aug 2021)
Tax Bill$11,608 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN289-0463-006-0000

Property Details

APN / Parcel Number

Primary APN289-0463-006-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,412 sqft Living Area
1st Floor Area2,010 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,583 sqft (0.22 acres)
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Pool Area15,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1280 LOS RIOS DR
CityCARMICHAEL
StateCA
Zip95608-6127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionDEL DAYO RIVIERA 07, LOT 722
Legal SubdivisionDEL DAYO RIVIERA 07
Legal Lot Number722
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2009
Census Tract5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1280 LOS RIOS DR, CARMICHAEL, CA 95608-6127
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Aug 23, 2021Grant Deed, Transfer · Conventional Mortgage
GOODLEAP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleSep 30, 1999 · Amount on Record
Deed Document Number20211214
Deed Book / Page20210823 / 1214
Prior Transfer DateSep 24, 2012
Prior Transfer Doc0000000867
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1280 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 GARY WAY, CARMICHAEL, CA 95608-6108

Mortgage

Document Number2021082301216
DateAug 23, 2021
Instrument2021082301216
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 23, 2021
Property Address1280 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Document Number2021082301214
Map ReferenceMB 81 MAP 11
Instrument DateAug 19, 2021
Instrument2021082301214
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1280 LOS RIOS DR, CARMICHAEL, CA 95608-6127
InvestorPossibly a Property Investor

Mortgage

Document Number0000001215
DateAug 23, 2021
Instrument2021082301215
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$979,598 (+2%) Land $286,518 Building $693,080
2025$11,608.00 (+0.96%)$960,391 (+4.04%) Land $280,900 Building $679,491
2024$11,498.00 (+2.58%)
2023$11,209.00 (+0.54%)$923,100 Land $269,994 Building $653,106
2022$11,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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