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1280 Harding Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1280 Harding Ave, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,176 sqft · built 1951
Lot Size0.141 acres (6,160 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Aug 2020)
Tax Bill$4,662 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN232-290-270-000

Property Details

APN / Parcel Number

Primary APN232-290-270-000
Alternative APNs
  • 232-290-27
  • 23121324

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,160 sqft (0.141 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number232-290-27
Street Address1280 HARDING AVE
CityTRACY
StateCA
Zip95376-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN JAN-05-1994 FROM ORIGINAL APN 231-213-24
Legal SubdivisionLEWIS MANOR
Legal Block1
Legal Lot Number71
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1002
Census Tract5308

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1280 HARDING AVE, TRACY, CA 95376-3315
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Grant Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jan 10, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleDec 18, 2013 · Amount on Record
Deed Document Number2020101276
Prior Transfer DateDec 20, 2018
Prior Transfer Doc0000003355
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 14, 2020
Property Address1280 HARDING AVE, TRACY, CA 95376-3315
Document Number0000101276
Map ReferenceVOL 13 PG 81
Instrument DateJul 30, 2020
Instrument2020-101276
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1280 HARDING AVE, TRACY, CA 95376-3315

Mortgage

Document Number0000101277
DateAug 14, 2020
Instrument2020-101277
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateJan 10, 2019
Property Address1280 HARDING AVE, TRACY, CA 95376-3315
Document Number0000003355
Instrument DateDec 20, 2018
Instrument3355
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1280 HARDING AVE TRACY CA 953763315, TRACY, CA 95376-3315

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,662.00
2025$4,662.00 (-10.35%) Homeowner's exemption$411,322 (+4.04%) Land $129,890 Building $281,432
2023$5,200.00 (+1.7%) Homeowner's exemption$395,352 Land $124,848 Building $270,504$442,170
2022$5,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Matrix Broadband, Verizon.

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