1260 Harding Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1260 Harding Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1951
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-290-250-000`

Property Details

APN / Parcel Number

Primary APN	`232-290-250-000`
Alternative APN	`23121322`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	852 sqft Living Area

Exterior

Year Built	Built 1951
Architectural Style	Other
Construction Type	Wood
Lot Area	6,160 sqft (0.141 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	23121322
Street Address	1260 HARDING AVE
City	TRACY
State	CA
Zip	95376-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	REDRAWN JAN-05-1994 FROM ORIGINAL APN 231-213-22
Legal Subdivision	LEWIS MANOR
Legal Tract	365
Legal Lot Number	69
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1002
Census Tract	5308

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1260 HARDING AVE, TRACY, CA 95376-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2017	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
Nov 25, 2017	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2003
Deed Sale	Feb 20, 2003
Prior Sale	Oct 8, 1999 · Amount on Record
Deed Document Number	2003-037160
Record Updated	Jun 7, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1260 HARDING AVE, TRACY, CA 95376-3315
Document Number	0000140806
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	GLENN COUNTY TITLE COMPANY, GLENN COUNTY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 HARDING AVE TRACY CA 953763315, TRACY, CA 95376-3315

Mortgage

Document Number	0000140806
Date	Dec 4, 2017
Instrument	140806

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Amount	Amount Recorded
Term	1008 Months

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1260 HARDING AVE, TRACY, CA 95376-3315
Document Number	0000140805
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 HARDING AVE TRACY CA 953763315, TRACY, CA 95376-3315

Mortgage

Document Number	0000140805
Date	Dec 4, 2017
Instrument	140805

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,145.00 (+10.4%) Homeowner's exemption	$192,107 (+4.04%) Land $99,896 Building $92,211
2023	$1,943.00 (+2.16%) Homeowner's exemption	$184,649 Land $96,018 Building $88,631
2022	$1,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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