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1280 E Long Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 1280 E Long Lake Rd, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,848 sqft · built 2003
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$94,500 (Feb 2003)
Tax Bill$3,973 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-14-101-045

Property Details

APN / Parcel Number

Primary APN88-20-14-101-045

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area2,848 sqft Living Area
1st Floor Area1,918 sqft
Basement Area1,918 sqft
Unfinished Basement1,918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage Area690 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1280 E LONG LAKE RD
CityTROY
StateMI
Zip48085-4961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 14 ROCHESTER ROAD FARMS LOT 15 11/30/88 FR 041
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionROCHESTER ROAD FARMS
Legal Lot Number11,15
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1007
Census Tract197100

Owner

1280 E Long Lake Rd is owned and occupied by two individuals who acquired it in May 2026.

Source: Oakland County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1280 E LONG LAKE RD, TROY, MI 48085-4961
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2003 · Amount on File
Deed SaleFeb 7, 2003 · Amount on File
Deed Document Number200355659
Deed Book / Page27897 / 566
Last Transfer DateMay 1, 2026
Transfer Doc20260063629
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionOAKLAND MI
Recording DateMay 12, 2026
Property Address1280 E LONG LAKE RD, TROY, MI 48085-4961
Document Number20260063629
Book / Page61185 / 51
Instrument DateMay 1, 2026
Instrument202663629
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1280 E LONG LAKE RD, TROY, MI 48085-4961

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1280 E LONG LAKE RD, TROY, MI 48085-4961
Document Number0000072518
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1280 E LONG LAKE RD TROY MI 480854961, TROY, MI 48085-4961

Mortgage

Document Number0000072518
DateApr 10, 2020
Book Page054061/000609
Instrument72518
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueApr 9, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1280 E Long Lake Rd was $3,973 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,973.00
2023$628,920
2022$4,132.00$314,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 E Long Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 E Long Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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