Oakland County property record for 1240 E Long Lake Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,013 sqft · built 1901 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jul 2018) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-14-101-016 |
| Primary APN | 88-20-14-101-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,013 sqft Living Area |
| 1st Floor Area | 2,097 sqft |
| Basement Area | 1,461 sqft |
| Unfinished Basement | 2,097 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 77,972 sqft (1.79 acres) |
| Lot Dimensions | 225 ft deep x 260 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 99 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1240 E LONG LAKE RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 ROCHESTER ROAD FARMS LOT 13 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | ROCHESTER ROAD FARMS |
| Legal Lot Number | 13 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 197100 |
1240 E Long Lake Rd is owned and occupied by an individual who bought it in July 2018.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Jul 5, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Prior Sale | Jul 5, 2017 · Amount on File |
| Deed Document Number | 2018122586 |
| Deed Book / Page | 52027 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000139823 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 53185/00883 |
| Instrument | 139823 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | RET |
| Name | Verified Name |
|---|
| Document Number | 0000086643 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 54156/853 |
| Instrument | 86643 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1240 E LONO LAKE RD, TROY, MI 48085-4961 |
| Document Number | 0000055651 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 55808/297 |
| Instrument | 55651 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Document Number | 0000122586 |
| Book / Page | 052027 / 000240 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 122586 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | DEVON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 BARCLAY DR TROY MI 480854804, TROY, MI 48085-4804 |
| Document Number | 122587 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 052027/000242 |
| Instrument | 122587 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 5, 2017 |
| Property Address | 1240 E LONG LAKE RD, TROY, MI 48085-4961 |
| Document Number | 0000128353 |
| Book / Page | 050835 / 000595 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 128353 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29200 SOUTHFIELD RD SOUTHFIELD MI 480761906, SOUTHFIELD, MI 48076-1906 |
The 2025 property tax bill for 1240 E Long Lake Rd was $3,202 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 | ||
| 2023 | $355,260 | ||
| 2022 | $4,503.00 | $177,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1240 E Long Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1240 E Long Lake Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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