Schenectady County and Schenectady City property record for 1280 Baker Ave, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1930 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Jul 2018) |
| Tax Bill | $5,870 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.79-2-7 |
| Primary APN | 421500 40.79-2-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Upper Floors Area | 100 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1280 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD |
| Legal Subdivision | THE BOULEVARD HOME SITE COMPANY |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.79-2-7
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA |
| Oct 13, 2020 | Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/SCOTIA |
| Jul 06, 2018 | Warranty Deed, Transfer · ARM FIRST NATIONAL BANK OF SCOTIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2018 · Amount on Record |
| Deed Sale | Jul 06, 2018 · Amount on Record |
| Deed Document Number | 201829659 |
| Deed Book / Page | 1990 / 780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1280 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1280 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000018639 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 5218/350 |
| Instrument | 202218639 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1280 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000033838 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1280 BAKER AVE SCHENECTADY NY 123095712, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000033838 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 005035/000149 |
| Instrument | 33838 |
| Name | FIRST NAT'L BK/SCOTIA |
|---|---|
| Type | Bank |
| Address | SCOTIA, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 06, 2018 |
| Property Address | 1280 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000029659 |
| Book / Page | 1990 / 780 |
| Instrument Date | Jul 02, 2018 |
| Instrument | 201829659 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1280 BAKER AVE, 1280, SCHENECTADY, NY 12309-5712 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 830 DEAN ST, SCHENECTADY, NY 12309-6205 |
| Document Number | 0000029662 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 201829662 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 5.34% |
| Max Rate At Change | 6.84% |
| Margin | 3 |
| Max Rate | 10.8% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,870.00 (+4.26%) | $120,100 (-) Land $18,000 Building $102,100 | $198,874 (+30.82%) Land $29,806 Building $169,068 |
| 2023 | $120,100 (-) Land $18,000 Building $102,100 | $152,025 (+3.8%) Land $22,785 Building $129,240 | |
| 2022 | $120,100 Land $18,000 Building $102,100 | $146,463 Land $21,951 Building $124,512 | |
| 2021 | $5,630.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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