Schenectady County and Schenectady City property record for 1278 Baker Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,476 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2022) |
| Tax Bill | $6,890.00 (2025) |
| Primary APN | 421500 40.79-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,476 sqft Living Area |
| 1st Floor | 1,020 sqft 1st Floor |
| Upper Floors | 456 sqft Upper Floors |
| Attic Area | 456 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,200 sqft (0.119 acres) |
| Depth X Width | 130 ft x 40 ft Depth x Width |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Pool Area | 452 sqft Pool |
| Shed | 1 Shed |
| Porch Area | 624 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1278 BAKER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.79-2-8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1278 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2024 | Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST CO |
| Nov 07, 2017 | Loan Modification, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Deed Doc Number | 202241249 |
| Deed Book / Page | 2090 / 182 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 0000041249 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1278 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014174 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | 5362/103 |
| Instrument | 202414174 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Bank |
| Address | ELMIRA, NY 14902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 20, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1278 BAKER AVE, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000053802 |
| Book / Page | 004803 / 000780 |
| Instrument Date | Nov 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2017 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 1278 BAKER AVE SCHENECTADY NY 123095712, SCHENECTADY, NY 12309-5712 |
| Document Number | 0000053802 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 004803/000780 |
| Instrument | 53802 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | LEWISTON, ME 04240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,890.00 (+6.41%) | $153,100 (-) Land $23,000 Building $130,100 | $253,519 (+30.82%) Land $38,086 Building $215,433 |
| 2023 | $153,100 (-) Land $23,000 Building $130,100 | $193,797 (+3.8%) Land $29,114 Building $164,683 | |
| 2022 | $153,100 Land $23,000 Building $130,100 | $186,707 Land $28,049 Building $158,658 | |
| 2021 | $6,475.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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