Monterey County property record for 1280 4th St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 804 sqft · built 1925 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $170,000 (Apr 1994) |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | Dec 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-839-006-000 |
| Primary APN | 001-839-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 001-839-006 |
|---|---|
| Street Address | 1280 4TH ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | OAK GROVE ADD LOT 6 BLK 9 |
| Legal Subdivision | OAK GROVE ADD |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13000 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1280 4TH ST, MONTEREY, CA 93940-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 1994 · Amount on Record |
| Deed Sale | Apr 22, 1994 · Amount on Record |
| Deed Document Number | 199430766 |
| Deed Book / Page | 3096 / 563 |
| Last Transfer Date | Jun 21, 2016 |
| Transfer Doc | 0000035305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1280 4TH ST, MONTEREY, CA 93940-3515 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1280 4TH ST, MONTEREY, CA 93940-3515 |
| Document Number | 0000050816 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022050816 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.43% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $314,967 (+2%) Land $243,256 Building $71,711 | |
| 2025 | $3,678.00 (+14.08%) Homeowner's exemption | $308,792 (+4.04%) Land $238,487 Building $70,305 |
| 2023 | $3,224.00 (+1.45%) Homeowner's exemption | $296,803 Land $229,227 Building $67,576 |
| 2022 | $3,178.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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