1270 4th St, Monterey, CA 93940 Property Records

Monterey County property record for 1270 4th St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,766 sqft · built 1914
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Oct 2014)
Tax Bill$11,289 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-839-005-000

Property Details

APN / Parcel Number

Primary APN001-839-005-000
Alternative APN
  • 001-839-005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,766 sqft Living Area
1st Floor Area1,766 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number001-839-005
Street Address1270 4TH ST
CityMONTEREY
StateCA
Zip93940-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK GROVE ADD LOT 8 BLK 9
Legal SubdivisionOAK GROVE ADD
Legal Block9
Legal Lot Number8
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2000
Census Tract13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1270 4TH ST, MONTEREY, CA 93940-3515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Deed Document Number201454436
Prior Transfer DateJun 12, 2014
Prior Transfer Doc0000035630
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1270 4TH ST, MONTEREY, CA 93940-3515
Document Number0000036826
Instrument DateJun 21, 2017
Transaction TypeMortgage
Record UpdatedJul 31, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1270 4TH ST MONTEREY CA 939403515, MONTEREY, CA 93940-3515

Mortgage

Document Number0000036826
DateJul 12, 2017
Instrument36826
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 11, 2057

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,000,288 (+2%) Land $500,144 Building $500,144
2025$11,289.00 (+10.48%) Homeowner's exemption$980,676 (+4.04%) Land $490,338 Building $490,338
2023$10,218.00 (+1.41%) Homeowner's exemption$942,598 Land $471,299 Building $471,299
2022$10,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on 4th St

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