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128 Winsor Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 128 Winsor Rd, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,000 sqft · built 1985
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$231,000 (Aug 2017)
Tax Bill$1,462 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN038-136.02

Property Details

APN / Parcel Number

Primary APN038-136.02
Alternative APNs
  • 038 013602000
  • 086038 13602
  • 000009308

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area4,500 sqft
1st Floor Area1,500 sqft
Upper Floors Area1,500 sqft
Basement Area1,500 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,799 sqft (0.73 acres)
TerrainMountain

Exterior Amenities

PorchFinished/Open Porch
Porch Area928 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address128 WINSOR RD
CityERWIN
StateTN
Zip37650-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHN ENGLISH
Legal SubdivisionJOHN ENGLISH
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract80100

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address128 WINSOR RD, ERWIN, TN 37650-5432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Aug 16, 2017Warranty Deed, Transfer
RELIABLE TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2017 · Amount on File
Deed SaleAug 16, 2017 · Amount on File
Deed Document Number20171459
Deed Book / Page405 / 1042
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address128 WINSOR RD, ERWIN, TN 37650-5432
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number441204
DateJan 12, 2021
Book Page441/204
Instrument21000091
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateAug 16, 2017
Property Address128 WINSOR RD, ERWIN, TN 37650-5432
Document Number0004051042
Book / Page405 / 1042
Map ReferenceMB 161 PG 711
Instrument DateAug 14, 2017
Instrument17001459
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyRELIABLE TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$854.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 WINSOR RD, ERWIN, TN 37650-5432

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,462.00$56,000 (-) Land $9,825 Building $46,175$224,000 (-) Land $39,300 Building $184,700
2024$1,462.00 (+11.09%)
2023$56,000 (-) Land $9,825 Building $46,175
2022$1,316.00$56,000 Land $9,825 Building $46,175$224,000 Land $39,300 Building $184,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 77% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Erwin Fiber
Fiber		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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