117 Winsor Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 117 Winsor Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,178 sqft · built 1989
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Tax Bill	$956 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`038-136.06`

Property Details

APN / Parcel Number

Primary APN	`038-136.06`
Alternative APNs	`038 013606000` `086038 13606` `000009311`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	1,656 sqft
Basement Area	1,537 sqft
Finished Basement	522 sqft
Unfinished Basement	1,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	102 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	117 WINSOR RD
City	ERWIN
State	TN
Zip	37650-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: R03
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	80100

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 WINSOR RD, ERWIN, TN 37650-5433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
Jul 25, 2017	Loan Modification, Mortgage · Line of Credit BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2006
Deed Sale	Feb 7, 2006
Prior Sale	Jul 21, 2000
Deed Book / Page	294 / 605
Transfer Doc	0294000605
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	117 WINSOR RD, ERWIN, TN 37650-5433
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	DEBBIE TITLE, DEBBIE TITTLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458256
Date	Apr 12, 2022
Book Page	458/256
Instrument	22000812

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	117 WINSOR RD, ERWIN, TN 37650-5433
Document Number	405519
Book / Page	000405 / 000519
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WINSOR RD ERWIN TN 376505433, ERWIN, TN 37650-5433

Mortgage

Document Number	405519
Date	Jul 31, 2017
Book Page	000405/000519
Instrument	1353

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$36,625 (-) Land $4,825 Building $31,800	$146,500 (-) Land $19,300 Building $127,200
2024	$956.00 (+11.03%)
2023		$36,625 (-) Land $4,825 Building $31,800
2022	$861.00	$36,625 Land $4,825 Building $31,800	$146,500 Land $19,300 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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