128 White Cap Ln, Garner, NC 27529 Property Records

Wake County property record for 128 White Cap Ln, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,145 sqft · built 2000
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Nov 2000)
Tax Bill	$3,287 (2023)
Deeds & Mortgages	May 2022 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1710.20-90-1891 0257258`

Property Details

APN / Parcel Number

Primary APN	`1710.20-90-1891 0257258`
Alternative APNs	`025725801` `0257258`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,145 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,939 sqft (0.319 acres)
Garage Area	150 sqft
Porch	Porch
Porch Area	196 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0257258
Old Parcel Number	025725801
Street Address	128 WHITE CAP LN
City	GARNER
State	NC
Zip	27529-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO36 SOUTH CREEK SUB PH1 BM1999-1203
Legal Township	16
Legal Subdivision	SOUTH CREEK SUB
Legal Phase	1
Legal Lot Number	36
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3015
Census Tract	52814

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 WHITE CAP LN, GARNER, NC 27529-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 9, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2000 · Amount on Record
Deed Sale	Nov 17, 2000 · Amount on Record
Deed Document Number	0087351094
Deed Book / Page	008735 / 01094
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	128 WHITE CAP LN, GARNER, NC 27529-3959
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19014/1092
Date	May 4, 2022
Book Page	19014/1092

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	128 WHITE CAP LN, GARNER, NC 27529-3959
Document Number	169151449
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 WHITE CAP LN GARNER NC 275293959, GARNER, NC 27529-3959

Mortgage

Document Number	169151449
Date	Sep 21, 2017
Book Page	016915/001449

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,287.00	$254,479 Land $52,000 Building $202,479	$254,479 Land $52,000 Building $202,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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