123 White Cap Ln, Garner, NC 27529 Property Records

Wake County property record for 123 White Cap Ln, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,445 sqft · built 2001
Lot Size	0.319 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Mar 2019)
Tax Bill	$3,615 (2023)
Deeds & Mortgages	Mar 2019 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1710.20-90-4931 0257255`

Property Details

APN / Parcel Number

Primary APN	`1710.20-90-4931 0257255`
Alternative APNs	`025725501` `0257255`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,445 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,939 sqft (0.319 acres)
Garage Area	575 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0257255
Old Parcel Number	025725501
Street Address	123 WHITE CAP LN
City	GARNER
State	NC
Zip	27529-3978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO22 SOUTH CREEK SUB PH1 BM1999-1203
Legal Township	16
Legal Subdivision	SOUTH CREEK SUB
Legal Phase	1
Legal Lot Number	22
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3011
Census Tract	52814

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	123 WHITE CAP LN, GARNER, NC 27529-3978
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 12, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Document Number	0173812624
Deed Book / Page	17381 / 2624
Record Updated	Jun 7, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Mar 12, 2019
Property Address	123 WHITE CAP LN, GARNER, NC 27529-3978
Document Number	173820046
Book / Page	017382 / 000046
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 CENTRE ST ROXBURY MA 021191288, ROXBURY, MA 02119-1288
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 12, 2019
Property Address	123 WHITE CAP LN, GARNER, NC 27529-3978
Document Number	173812624
Book / Page	017381 / 002624
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	123 WHITE CAP LN GARNER NC 275293978, GARNER, NC 27529-3978

Mortgage

Document Number	173812626
Date	Mar 12, 2019
Book Page	017381/002626

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,615.00	$280,035 Land $52,000 Building $228,035	$280,035 Land $52,000 Building $228,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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