St. Tammany Parish property record for 128 Wharton St, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,264 sqft · built 1994 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| APN | 106-112-8914 |
| Primary APN | 106-112-8914 |
|---|---|
| Alternative APN |
|
| Building Area | 2,264 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 106-112-8914 |
|---|---|
| Street Address | 128 WHARTON ST |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 150 COVINGTON POINT SUB WEST HALF CB 1544 401 CB 1553 567 INST NO 920121 |
| Legal Subdivision | COVINGTON POINT |
| Legal Lot Number | 150 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40205 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 WHARTON ST, COVINGTON, LA 70433-1575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 920121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 128 WHARTON ST, COVINGTON, LA 70433-1575 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | BAYOU TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0002298288 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2298288 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,637.00 (-3.65%) Homeowner's exemption | $21,666 (-) Land $3,000 Building $18,666 | $216,655 (-) Land $30,000 Building $186,655 |
| 2024 | $1,699.00 (+20.5%) Homeowner's exemption | $21,666 (+19.4%) Land $3,000 Building $18,666 | $216,655 (+19.4%) Land $30,000 Building $186,655 |
| 2023 | $1,410.00 Homeowner's exemption | $18,146 (-) Land $3,000 Building $15,146 | $181,460 (-) Land $30,000 Building $151,460 |
| 2022 | $1,410.00 Homeowner's exemption | $18,146 Land $3,000 Building $15,146 | $181,460 Land $30,000 Building $151,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 289 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 37 (2005–2016) |
| Claims Outside the SFHA | 19 of 37 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 76% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: REV.
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