127 Wharton St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 127 Wharton St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1994
Lot Size	0.242 acres (10,583 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2020)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2020 Sale & Mortgage
APN	`106-112-9074`

Property Details

APN / Parcel Number

Primary APN	`106-112-9074`
Alternative APN	`21454`

Interior

Building Area	2,214 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	10,583 sqft (0.242 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	127 WHARTON ST
City	COVINGTON
State	LA
Zip	70433-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON POINT WEST HALF LT174
Legal Subdivision	COVINGTON POINT
Legal Lot Number	174
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	40205

Owner

127 Wharton St is owned and occupied by an individual who acquired it in September 2022.

Source: St. Tammany Parish records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	127 WHARTON ST, COVINGTON, LA 70433-1579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION
Feb 21, 2020	Deed, Transfer · Conventional Mortgage ACE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Deed Document Number	20202195482
Last Transfer Date	Sep 19, 2022
Transfer Doc	0002346643
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 25, 2026
Property Address	127 WHARTON ST, COVINGTON, LA 70433-1579
Document Number	0002505244
Instrument Date	Aug 20, 2026
Instrument	20262505244
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WHARTON ST, COVINGTON, LA 70433-1579

Mortgage

Document Number	0002505244,
Date	Aug 25, 2026
Instrument	20262505244

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 21, 2020
Property Address	127 WHARTON ST, COVINGTON, LA 70433-1579
Document Number	0002195482
Map Reference	DOC 1694396
Instrument Date	Feb 21, 2020
Instrument	2195482
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15155 WAX MYRTLE AVE, BATON ROUGE, LA 70817-4625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WHARTON ST, COVINGTON, LA 70433-1579

Mortgage

Document Number	0002195483
Date	Feb 21, 2020
Instrument	2195483

Lender

Name	ACE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 127 Wharton St was $2,111, down 4% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,111.00 (-4%)	$20,057 (-) Land $3,000 Building $17,057	$200,569 (-) Land $30,000 Building $170,569
2024	$2,199.00 (+16.04%)	$20,057 (+25.25%) Land $3,000 Building $17,057	$200,569 (+25.25%) Land $30,000 Building $170,569
2023	$1,895.00	$16,014 (-) Land $3,000 Building $13,014	$160,140 (-) Land $30,000 Building $130,140
2022	$1,895.00	$16,014 Land $3,000 Building $13,014	$160,140 Land $30,000 Building $130,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 127 Wharton St; there have been 37 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	37 (2005–2016)
Claims Outside the SFHA	19 of 37
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2016 · 33 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Wharton St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 76% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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