128 Waverly Pl, Lorain, OH 44052 Property Records

Lorain County property record for 128 Waverly Pl, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$196,500 (Jan 2023)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`02-02-029-101-031`

Property Details

APN / Parcel Number

Primary APN	`02-02-029-101-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	671 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1932
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	128 WAVERLY PL
City	LORAIN
State	OH
Zip	44052-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGEMAN TR 45 X 95
Legal Subdivision	HAGEMAN TR
Legal Tract	02
Legal Block	101
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	22601

Owner

128 Waverly Pl is owned and occupied by an individual who bought it in January 2023.

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	128 WAVERLY PL, LORAIN, OH 44052-1167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Apr 1, 2021	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Prior Transfer Date	Feb 7, 2004
Prior Transfer Doc	0000999075
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 19, 2023
Property Address	128 WAVERLY PL, LORAIN, OH 44052-1167
Document Number	0000904253
Map Reference	VOL 8 PG 2
Instrument Date	Dec 22, 2022
Instrument	2023-0904253
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WAVERLY PL, LORAIN, OH 44052-1167

Mortgage

Document Number	0000904254
Date	Jan 19, 2023
Instrument	2023-0904254

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2021
Property Address	128 WAVERLY PL, LORAIN, OH 44052-1167
Document Number	0000810369
Map Reference	VOL 8 PG 2
Instrument Date	Mar 22, 2021
Instrument	2021-0810369
Transaction Type	Foreclosure
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 128 Waverly Pl was $2,411.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00	$63,070 (+%) Land $18,840 Building $44,230	$180,190 (-) Land $53,830 Building $126,360
2024	$2,411.00 (+46.57%)	$63,067 (+102.46%) Land $18,841 Building $44,226	$180,190 (+102.46%) Land $53,830 Building $126,360
2023	$1,645.00 (+0.86%)	$31,150 (-) Land $11,389 Building $19,761	$89,000 Land $32,540 Building $56,460
2022	$1,631.00	$31,150 Land $11,390 Building $19,760
2021			$89,000 Land $32,540 Building $56,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Waverly Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1997)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 Waverly Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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