115 Waverly Pl, Lorain, OH 44052 Property Records

Lorain County property record for 115 Waverly Pl, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,258 sqft · built 1924
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Jul 2014)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004370-8`

Property Details

APN / Parcel Number

Primary APN	`004370-8`
Alternative APN	`02-02-029-102-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,258 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	692 sqft
Upper Floors Area	499 sqft
Basement Area	637 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	95 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	216 sqft

Exterior Amenities

Porch	Slab
Porch Area	247 sqft
Deck Area	285 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004370-8
Street Address	115 WAVERLY PL
City	LORAIN
State	OH
Zip	44052-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGEMAN TRUSTEE 42 X 95 LOT # 15
Legal Subdivision	HAGEMAN TRUSTEE
Legal Tract	02
Legal Block	102
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	22500

Owner

Source: Lorain County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 WAVERLY PL, LORAIN, OH 44052-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS AND LOANS
Sep 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2020	Quit Claim Deed, Transfer · Line of Credit FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	2014513422
Last Transfer Date	Sep 18, 2026
Transfer Doc	0000112387
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Sep 28, 2026
Property Address	115 WAVERLY PL, LORAIN, OH 44052-1166
Document Number	0000113241
Instrument Date	Sep 23, 2026
Instrument	2026113241
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WAVERLY PL, LORAIN, OH 44052-1166

Mortgage

Document Number	0000113241,
Date	Sep 28, 2026
Instrument	2026113241

Lender

Name	FEDERAL SAVINGS AND LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2046

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 22, 2026
Property Address	115 WAVERLY PL, LORAIN, OH 44052-1166
Document Number	0000112387
Instrument Date	Sep 18, 2026
Instrument	2026112387
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WAVERLY PL, LORAIN, OH 44052-1166

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2020
Property Address	115 WAVERLY PL, LORAIN, OH 44052-1166
Document Number	0000767937
Instrument Date	Jun 29, 2020
Instrument	767937
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ALLY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 WAVERLY PL LORAIN OH 440521166, LORAIN, OH 44052-1166

Mortgage

Document Number	767938
Date	Jul 7, 2020
Instrument	767938

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (-7.24%)	$57,280 (-0.01%) Land $17,580 Building $39,700	$163,670 (-) Land $50,230 Building $113,440
2024	$2,361.00 (+29.3%)	$57,285 (+61.48%) Land $17,581 Building $39,704	$163,670 (+61.47%) Land $50,230 Building $113,440
2023	$1,826.00 (+0.88%)	$35,476 (+0.02%) Land $10,633 Building $24,843	$101,360 (-) Land $30,380 Building $70,980
2022	$1,810.00	$35,470 Land $10,630 Building $24,840
2021			$101,360 Land $30,380 Building $70,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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