Polk County property record for 128 Waterside Cir, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 3,176 sqft · built 2017 |
| Lot Size | 0.132 acres (5,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,996 (Mar 2018) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-658226-000070 |
| Primary APN | 26-28-33-658226-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Living Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 1,692 sqft |
| Upper Floors Area | 1,484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,754 sqft (0.132 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 158 sqft |
| Street Address | 128 WATERSIDE CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERSIDE VILLAGE PB 161 PG 41-42 LOT 7 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | WATERSIDE VILLAGE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 14005 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 WATERSIDE CIR, WINTER HAVEN, FL 33880-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Prior Sale | Jan 1, 2017 · Amount on Record |
| Deed Document Number | 201865920 |
| Deed Book / Page | 10436 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 128 WATERSIDE CIR, WINTER HAVEN, FL 33880-4716 |
| Document Number | 0104360530 |
| Book / Page | 010436 / 000530 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 65920 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,728.97 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 WATERSIDE CIR WINTER HAVEN FL 338804716, WINTER HAVEN, FL 33880-4716 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 (+5.72%) Homeowner's exemption | $253,434 (+5.99%) | $332,894 (-3.13%) Land $52,000 Building $280,894 |
| 2023 | $3,776.00 (+2.66%) Homeowner's exemption | $239,118 (+3%) | $343,667 (+18.04%) Land $50,000 Building $293,667 |
| 2022 | $3,678.00 Homeowner's exemption | $232,153 | $291,148 Land $42,000 Building $249,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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