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121 Waterside Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 121 Waterside Cir, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,080 sqft · built 2017
Lot Size0.129 acres (5,632 sqft)
OwnerIndividual Name on File
Last Sale$221,288 (Jul 2017)
Tax Bill$3,011 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-33-658226-000470

Property Details

APN / Parcel Number

Primary APN26-28-33-658226-000470
Alternative APNs
  • 332826658226000470
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,080 sqft Living Area
Gross Area2,510 sqft
1st Floor Area2,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area5,632 sqft (0.129 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area430 sqft
PorchFinished/Open Porch
Porch Area246 sqft

Location & Zoning

Street Address121 WATERSIDE CIR
CityWINTER HAVEN
StateFL
Zip33880-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSIDE VILLAGE PB 161 PG 41-42 LOT 47
Legal Range26E
Legal Township28S
Legal Section33
Legal SubdivisionWATERSIDE VILLAGE
Legal Block2
Legal Lot Number47
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2057
Census Tract14005

Owner

121 Waterside Cir is owned and occupied by an individual who bought it in July 2017.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address121 WATERSIDE CIR, WINTER HAVEN, FL 33880-4727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2017 · Amount on File
Deed SaleJul 31, 2017 · Amount on File
Prior SaleJan 1, 2017 · Amount on File
Deed Document Number2017145570
Deed Book / Page10219 / 1239
Record UpdatedOct 29, 2026

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 31, 2017
Property Address121 WATERSIDE CIR, WINTER HAVEN, FL 33880-4727
Document Number0102191239
Book / Page010219 / 001239
Instrument DateJul 28, 2017
Instrument145570
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 18, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,549.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WATERSIDE CIR WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Mortgage

Document Number102191240
DateJul 31, 2017
Book Page010219/001240
Instrument145571
Lender
NameDH MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 121 Waterside Cir was $3,011 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,324 (+2.7%)$265,831 (-1.34%) Land $52,000 Building $213,831
2025$3,011.00 Homeowner's exemption$201,873$269,435 Land $52,000 Building $217,435
2023$2,840.00 (+2.9%) Homeowner's exemption$190,470 (+3%)$280,642 (+8.84%) Land $50,000 Building $230,642
2022$2,760.00 Homeowner's exemption$184,922$257,846 Land $42,000 Building $215,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Waterside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Waterside Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Verizon.

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