128 Waterloo Ct, Winchester, VA 22602 Property Records

Frederick County property record for 128 Waterloo Ct, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1957
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,225 (2026)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65A-127`

Property Details

APN / Parcel Number

Primary APN	`65A-127`
Alternative APN	`8021299`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Rolling
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8021299
Street Address	128 WATERLOO CT
City	WINCHESTER
State	VA
Zip	22602-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.69 ACRE
Legal Subdivision	4
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	1
Census Block	1038
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 WATERLOO CT, WINCHESTER, VA 22602-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 7, 2018
Property Address	128 WATERLOO CT, WINCHESTER, VA 22602-4666
Document Number	0000008866
Instrument Date	Sep 5, 2018
Instrument	8866
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	OLD TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 WATERLOO CT WINCHESTER VA 226024666, WINCHESTER, VA 22602-4666

Mortgage

Document Number	8867
Date	Sep 7, 2018
Instrument	8867

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,225.00 (+10.36%)	$231,200 Land $98,000 Building $133,200	$231,200 Land $98,000 Building $133,200
2025	$1,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Flooding, High Winds, And Wind Driven Rain

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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