113 Waterloo Ct, Winchester, VA 22602 Property Records

Frederick County property record for 113 Waterloo Ct, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1966
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2008)
Tax Bill	$1,763 (2026)
Deeds & Mortgages	Feb 2017 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65A-125`

Property Details

APN / Parcel Number

Primary APN	`65A-125`
Alternative APN	`8021297`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	47 sqft
Patio Area	276 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8021297
Street Address	113 WATERLOO CT
City	WINCHESTER
State	VA
Zip	22602-4668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.95 ACRES
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	1
Census Block	1038
Census Tract	50900

Owner

113 Waterloo Ct is owned by an individual who acquired it in July 2022.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	220 GLENRIDGE DR, WINCHESTER, VA 22602-7004
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2008 · Amount on File
Deed Sale	Jun 3, 2008 · Amount on File
Deed Book / Page	800 / 6731
Last Transfer Date	Jul 6, 2022
Transfer Doc	0000008655
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	113 WATERLOO CT, WINCHESTER, VA 22602-4668
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	CORPORATE STLMNT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001774
Date	Feb 17, 2017
Instrument	170001774

Lender

Name	UNITED BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	113 WATERLOO CT, WINCHESTER, VA 22602-4668
Document Number	0000006835
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 WATERLOO CT WINCHESTER VA 226024668, WINCHESTER, VA 22602-4668

Mortgage

Document Number	0000006835
Date	Jun 8, 2020
Instrument	6835

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 7, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 113 Waterloo Ct was $1,763, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+10.39%)	$332,730 Land $161,000 Building $171,730	$332,730 Land $161,000 Building $171,730
2025	$1,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Waterloo Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Flooding, High Winds, And Wind Driven Rain

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Waterloo Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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