128 W Champlain Ave, Wilmington, DE 19804 Property Records

New Castle County property record for 128 W Champlain Ave, Wilmington, DE 19804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,488 sqft · built 1997
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jan 2018)
Tax Bill$2,688 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jan 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-042.20-627

Property Details

APN / Parcel Number

Primary APN07-042.20-627

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
1st Floor Area788 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address128 W CHAMPLAIN AVE
CityWILMINGTON
StateDE
Zip19804-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC5
Legal DescriptionL313 314
Legal SubdivisionBELLEMOOR
Legal Lot Number313&3
JurisdictionNEW CASTLE DE
Township / Civil DivisionLOWER CHRISTIANA
Census Block Group4
Census Block4005
Census Tract12500

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 31, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY LOAN SERVICING LLC
Jan 8, 2018Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2018 · Amount on Record
Deed SaleJan 8, 2018 · Amount on Record
Prior SaleJul 24, 1997 · Amount on Record
Deed Document Number20181182
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749

Mortgage

Document Number0000075547
DateNov 9, 2023
Instrument20231109-0075547
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term290 Months
DueJan 1, 2048

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749

Mortgage

Document Number0000013444
DateJan 31, 2022
Instrument20220131-0013444
Lender
NameCOMMUNITY LOAN SERVICING LLC
TypeNon-Lending Institution
AddressMIAMI, FL 33146
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2048

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateJan 8, 2018
Property Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749
Document Number0000001182
Map ReferenceMB 23 PG 601
Instrument DateDec 29, 2017
Instrument20180108-0001182
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749

Mortgage

Document Number0000001183
DateJan 8, 2018
Instrument20180108-0001183
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Mortgage

Document Number0000001184
DateJan 8, 2018
Instrument20180108-0001184
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictRed Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (+25.14%)$339,500 (+415.17%) Land $56,900 Building $282,600
2024$289,800
2023$2,148.00$65,900 Land $8,900 Building $57,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W Champlain Ave

Nearby Streets

Search Property Records by Address or Parcel Number