New Castle County property record for 120 W Champlain Ave, Wilmington, DE 19804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,391 sqft · built 2002 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,185 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-042.20-454 |
| Primary APN | 07-042.20-454 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 120 W CHAMPLAIN AVE |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19804-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC5 |
| Legal Subdivision | BELLEMOOR |
| Legal Lot Number | 319A |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | LOWER CHRISTIANA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 12500 |
120 W Champlain Ave is owned and occupied by two individuals who acquired it in February 2021.
Source: New Castle County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Feb 3, 2021 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 |
| Deed Sale | Feb 3, 2021 |
| Prior Sale | Jul 2, 2002 · Amount on File |
| Deed Document Number | 202114433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 120 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018111 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 20170412-0018111 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 3, 2021 |
| Property Address | 120 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749 |
| Document Number | 0000014433 |
| Map Reference | MF 8896 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 20210203-0014433 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31770 LAKEVIEW DR, 31770, OCEAN VIEW, DE 19970-3575 |
| Name | Verified Name |
|---|---|
| Address | 120 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1749 |
| Document Number | 0000014437 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 20210203-0014437 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 120 W Champlain Ave was $3,185.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Red Clay Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,185.00 | $393,800 Land $58,300 Building $335,500 | |
| 2024 | $331,200 | ||
| 2023 | $2,206.00 | $65,700 Land $9,400 Building $56,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 W Champlain Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 W Champlain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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