128 Tracy Cir, Laurel, DE 19956 Property Records

Sussex County property record for 128 Tracy Cir, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1991
Lot Size	0.401 acres (17,476 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Aug 2023)
Tax Bill	$766 (2026)
Deeds & Mortgages	Oct 2025 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.00-80.00`

Property Details

APN / Parcel Number

Primary APN	`432-8.00-80.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,596 sqft
Upper Floors Area	532 sqft
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,476 sqft (0.401 acres)
Lot Dimensions	160 ft deep x 63 ft wide
Garage Type	Mixed
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	128 TRACY CIR
City	LAUREL
State	DE
Zip	19956-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	VAC LOT 36B SEC B DOGWOOD ACRES
Legal Subdivision	LAUREL
Legal Lot Number	36B
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2017
Census Tract	51802

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 TRACY CIR, LAUREL, DE 19956-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer
Aug 1, 2023	Deed, Transfer · Stand-Alone First Mortgage KEYSTONE FUNDING INC
Mar 10, 2023	Deed, Transfer BRIAN BOWERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	202327021
Deed Book / Page	5950 / 66
Last Transfer Date	Oct 31, 2025
Transfer Doc	0064010339
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX DE
Recording Date	Oct 31, 2025
Property Address	128 TRACY CIR, LAUREL, DE 19956-1924
Document Number	0064010339
Book / Page	6401 / 339
Map Reference	MB 10 PG 61
Instrument Date	Aug 28, 2025
Instrument	2025000041106
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 TRACY CIR, LAUREL, DE 19956-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TRACY CIR, LAUREL, DE 19956-1924

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 1, 2023
Property Address	128 TRACY CIR, LAUREL, DE 19956-1924
Document Number	0059500066
Book / Page	5950 / 66
Map Reference	MB 10 PG 61
Instrument Date	Jul 28, 2023
Instrument	2023000027021
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34590 SUSSEX HWY, LAUREL, DE 19956-4568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 TRACY CIR, LAUREL, DE 19956-1924

Mortgage

Document Number	2023000027022
Date	Aug 1, 2023
Instrument	2023000027022

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 10, 2023
Property Address	128 TRACY CIR, LAUREL, DE 19956-1924
Document Number	0058690056
Book / Page	5869 / 56
Map Reference	MB 10 PG 61
Instrument Date	Mar 9, 2023
Instrument	2023000008151
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20356 BLUE POINT DR # DR112, DR112, REHOBOTH BEACH, DE 19971-1569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34590 SUSSEX HWY, LAUREL, DE 19956-4568

Mortgage

Document Number	2023000008776
Date	Mar 10, 2023
Instrument	2023000008776

Lender

Name	BRIAN BOWERS
Type	Private Party

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$766.00 (-0.39%)	$14,850 (-) Land $1,000 Building $13,850	$210,600 (-) Land $41,500 Building $169,100
2025	$769.00 (-10.79%)	$14,850 (-) Land $1,000 Building $13,850	$210,600 (+609.09%) Land $41,500 Building $169,100
2023	$862.00 (+89.45%)	$14,850 (-) Land $1,000 Building $13,850	$29,700 (-) Land $2,000 Building $27,700
2022	$455.00	$14,850 Land $1,000 Building $13,850	$29,700 Land $2,000 Building $27,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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