115 Tracy Cir, Laurel, DE 19956 Property Records

Sussex County property record for 115 Tracy Cir, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,250 sqft · built 1992
Lot Size	0.356 acres (15,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2022)
Tax Bill	$1,025 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432-8.00-81.00`

Property Details

APN / Parcel Number

Primary APN	`432-8.00-81.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	2,486 sqft
Upper Floors Area	434 sqft
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,520 sqft (0.356 acres)
Lot Dimensions	160 ft deep x 97 ft wide
Garage Area	728 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 TRACY CIR
City	LAUREL
State	DE
Zip	19956-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	DOGWOOD ACRES LOT 37B SEC B
Legal Subdivision	LAUREL
Legal Lot Number	37B
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2018
Census Tract	51802

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9747 NANTICOKE CIR, SEAFORD, DE 19973-8641
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Dec 28, 2017	Grant Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202247834
Deed Book / Page	5792 / 208
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 19, 2022
Property Address	115 TRACY CIR, LAUREL, DE 19956-1923
Document Number	0057920208
Book / Page	5792 / 208
Instrument Date	Oct 17, 2022
Instrument	20220000047834
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9747 NANTICOKE CIR, SEAFORD, DE 19973-8641

Mortgage

Document Number	220000047835
Date	Oct 19, 2022
Instrument	220000047835

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 28, 2017
Property Address	115 TRACY CIR, LAUREL, DE 19956-1923
Document Number	0048200277
Book / Page	004820 / 000277
Instrument Date	Dec 21, 2017
Instrument	48714
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 TRACY CIR LAUREL DE 199561923, LAUREL, DE 19956-1923

Mortgage

Document Number	166610244
Date	Dec 28, 2017
Book Page	016661/000244
Instrument	48715

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,025.00 (+3.12%)	$19,300 (-) Land $1,000 Building $18,300	$290,700 (-) Land $40,500 Building $250,200
2025	$994.00 (-11.33%)	$19,300 (-) Land $1,000 Building $18,300	$290,700 (+653.11%) Land $40,500 Building $250,200
2023	$1,121.00	$19,300 Land $1,000 Building $18,300	$38,600 Land $2,000 Building $36,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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