128 Timber Ridge Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 128 Timber Ridge Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,665 sqft · built 1976
Lot Size	0.551 acres (24,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,650 (Apr 2021)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039I-A-005.00`

Property Details

APN / Parcel Number

Primary APN	`039I-A-005.00`
Alternative APNs	`086039I A 00500` `000009490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,016 sqft (0.551 acres)
Lot Dimensions	140 ft deep x 175 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	145 sqft
Deck Area	100 sqft
Patio Area	260 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	128 TIMBER RIDGE RD
City	ERWIN
State	TN
Zip	37650-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE PB 2 PG 104 LOT PT 2 175X140 PR #867
Legal Subdivision	TIMBER RIDGE
Legal Block	2
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE
Dec 9, 2020	Quit Claim Deed, Transfer · Commercial Mortgage COGENT BANK
Mar 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2021719
Deed Book / Page	444 / 263
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 6, 2021
Property Address	128 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Document Number	0000444263
Book / Page	444 / 263
Map Reference	MB 2 PG 104
Instrument Date	Apr 5, 2021
Instrument	21000719
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TTL & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$827.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TIMBER RIDGE ROAD, KINGSPORT, TN 37660

Mortgage

Document Number	0021000720
Date	Apr 6, 2021
Instrument	21000720

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 9, 2020
Property Address	128 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Document Number	0004391015
Book / Page	439 / 1015
Map Reference	MB 2 PG 104
Instrument Date	Oct 2, 2020
Instrument	20002324
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.30
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 INDEPENDENCE AVE SW, 1400, WASHINGTON, DC 20250-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUNRISE CT, MOUNT JULIET, TN 37122-3605

Mortgage

Document Number	0020002326
Date	Dec 9, 2020
Instrument	20002326

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Apr 30, 2022

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 11, 2019
Property Address	128 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Document Number	420412
Book / Page	000420 / 000412
Instrument Date	Mar 5, 2019
Instrument	400
Transaction Type	Foreclosure
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$329.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4300 GOODFELLOW BLVD ST LOUIS MO 631201706, ST LOUIS, MO 63120-1706

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 26, 2018
Property Address	128 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Document Number	416453
Book / Page	000416 / 000453
Instrument Date	Sep 19, 2018
Instrument	1793
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00	$58,200 (-) Land $7,925 Building $50,275	$232,800 (-) Land $31,700 Building $201,100
2024	$1,519.00 (+11.04%)
2023		$58,200 (-) Land $7,925 Building $50,275
2022	$1,368.00	$58,200 Land $7,925 Building $50,275	$232,800 Land $31,700 Building $201,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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