105 Timber Ridge Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 105 Timber Ridge Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 1981
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Tax Bill	$893 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-038.09`

Property Details

APN / Parcel Number

Primary APN	`039-038.09`
Alternative APNs	`086039 03809` `000009415`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Terrain	Mountain
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	105 TIMBER RIDGE RD
City	ERWIN
State	TN
Zip	37650-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EQUAL JOINT TENANTS WITH RIGHT OF SURVIVORSHIP
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	105 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449623
Date	Aug 24, 2021
Book Page	449/623
Instrument	21001871

Lender

Name	CONSUMER CU
Type	Credit Union
Address	JOHNSON CITY, TN 37601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	105 TIMBER RIDGE RD, ERWIN, TN 37650-8955
Document Number	412201
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TIMBER RIDGE RD ERWIN TN 376508955, ERWIN, TN 37650-8955

Mortgage

Document Number	412201
Date	Apr 23, 2018
Book Page	000412/000201
Instrument	730

Lender

Name	CONSUMER CU
Type	Credit Union
Address	JOHNSON CITY, TN 37601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00	$34,200 (-) Land $4,125 Building $30,075	$136,800 (-) Land $16,500 Building $120,300
2024	$893.00 (+11.07%)
2023		$34,200 (-) Land $4,125 Building $30,075
2022	$804.00	$34,200 Land $4,125 Building $30,075	$136,800 Land $16,500 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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