Scott County property record for 128 Thomas Ln, Georgetown, KY 40324 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1997 |
| Lot Size | 0.165 acres (7,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2026) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2013 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-230.000 |
| Primary APN | 061-00-230.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,312 sqft |
| Unfinished Basement | 740 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,217 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 THOMAS LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD ESTATES |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40605 |
Source: Scott County records · APN 061-00-230.000
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 01, 2013 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CHASE MANHATTAN BANK USA NA |
| Mar 31, 2009 | Deed of Trust, Mortgage · FHA Mortgage SUREPOINT LENDING |
| Mar 20, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Oct 04, 2021 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Prior Sale | Oct 04, 2021 · Amount on Record |
| Deed Document Number | 2026577893 |
| Deed Book / Page | 464 / 557 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M1545/344 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | M1545/344 |
| Instrument | 422300 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | VANTAGE LAND TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1132/587 |
|---|---|
| Date | Apr 01, 2013 |
| Book Page | M1132/587 |
| Instrument | 295421 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M699/289 |
|---|---|
| Date | Jan 18, 2005 |
| Book Page | M699/289 |
| Instrument | 123554 |
| Name | CHASE MANHATTAN BANK USA NA |
|---|---|
| Type | Subprime Lender |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 15, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M937/037 |
|---|---|
| Date | Mar 31, 2009 |
| Book Page | M937/037 |
| Instrument | 179628 |
| Name | SUREPOINT LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 20, 2026 |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Document Number | 00D464/557 |
| Book / Page | D464 / 557 |
| Map Reference | CAB 4 SL 1619 |
| Instrument Date | Mar 06, 2026 |
| Instrument | 577893 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1465 OLD LAIR RD, CYNTHIANA, KY 41031-6315 |
| Name | Verified Name |
|---|---|
| Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Document Number | 0000577924 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 577924 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 04, 2021 |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Document Number | D428/273 |
| Book / Page | D428 / 273 |
| Map Reference | CAB 4 SL 1619 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 443369 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1112 CHOCTAW TRL, 1112, GEORGETOWN, KY 40324-1047 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Document Number | 443370 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 443370 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M1545/344 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | M1545/344 |
| Instrument | 422300 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 (+7.51%) | $273,400 (+9.4%) | $273,400 (+9.4%) |
| 2023 | $2,265.00 | $249,900 Land $25,000 Building $224,900 | $249,900 Land $25,000 Building $224,900 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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