Scott County property record for 125 Thomas Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,393 sqft · built 1998 |
| Lot Size | 0.177 acres (7,741 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,217 (2025) |
| Deeds & Mortgages | Nov 2006 Line of Credit Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-223.000 |
| Primary APN | 061-00-223.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| 1st Floor Area | 1,393 sqft |
| Basement Area | 1,393 sqft |
| Unfinished Basement | 1,393 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,741 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 125 THOMAS LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD ESTATES |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 86 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40605 |
Source: Scott County records · APN 061-00-223.000
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 27, 2006 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB |
| Dec 04, 2025 | Quit Claim Deed, Transfer PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 15, 2025 |
| Transfer Doc | 0000564912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 125 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M819/500 |
|---|---|
| Date | Nov 27, 2006 |
| Book Page | M819/500 |
| Instrument | 150039 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 04, 2025 |
| Property Address | 125 THOMAS LN, GEORGETOWN, KY 40324-8612 |
| Document Number | 00D462/552 |
| Book / Page | D462 / 552 |
| Map Reference | SL 1619 |
| Instrument Date | Nov 15, 2025 |
| Instrument | 564912 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 496 HARBOR PINES DR, MERRITT ISLAND, FL 32952 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 125 THOMAS LN, GEORGETOWN, KY 40324-8612 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,217.00 (+13.63%) | $249,000 (+15.71%) | $249,000 (+15.71%) |
| 2023 | $1,951.00 | $215,200 Land $25,000 Building $190,200 | $215,200 Land $25,000 Building $190,200 |
Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 124 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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