128 Tando Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 128 Tando Way, Covington, KY 41017 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,056 sqft Finished Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$86,900 (2005)
Tax Bill$1,099.00 (2025)

Owner

Source: Kenton County records · APN 045-30-00-353.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 TANDO WAY, FT MITCHELL, KY 41017-9749
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jan 05, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/N KY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2005 · Amount on Record
Deed SaleSep 09, 2005 · Amount on Record
Prior SaleMay 10, 2005 · Amount on Record
Deed Doc Number200509 09 059 00085
Deed Book / Page1704 / 56
Prior Transfer DateJun 06, 2003
Prior Transfer Doc0620059001
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address128 TANDO WAY, COVINGTON, KY 41017-9749
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 TANDO WAY, FORT MITCHELL, KY 41017-9749

Mortgage

Document Number0005900232
DateJul 10, 2023
Book PageKCM 474/765
Instrument23071005900232
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address128 TANDO WAY, COVINGTON, KY 41017-9749
Document Number0000000002
Instrument DateJan 05, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address128 TANDO WAY FORT MITCHELL KY 410179749, FORT MITCHELL, KY 41017-9749

Mortgage

Document Number0000000002
DateJan 25, 2018
Book Page0I4059/000316
Instrument2
Lender
NameFIFTH THIRD BK/N KY
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,099.00 (-9.17%) Homeowner's exemption$160,000 (-) Land $10,000 Building $150,000$160,000 (-) Land $10,000 Building $150,000
2023$1,210.00 Disabled Person's exemption$160,000 Land $10,000 Building $150,000$160,000 Land $10,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN045-30-00-353.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,056 sqft Finished Area
Gross Area1,468 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address128 TANDO WAY
CityCOVINGTON
StateKY
Zip41017-9749
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS PHASE B PT 3B LOT 504
Legal SubdivisionLAKEWOOD HILLS
Legal Phase3B
Legal Lot Number504
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1025
Census Tract66801

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