Kenton County property record for 125 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1980 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Jul 2021) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-350.00 |
| Primary APN | 045-30-00-350.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 125 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS PHASE B PT 3B LOT 368 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 3B |
| Legal Lot Number | 368 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 TANDO WAY, FT MITCHELL, KY 41017-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Aug 7, 2020 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| May 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 20215900020 |
| Deed Book / Page | 101 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 7, 2021 |
| Property Address | 125 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0005900020 |
| Book / Page | 101 / 810 |
| Map Reference | MB 21 PG 29 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 21070705900020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8132 HIGHWAY 159 N, 8132, BUTLER, KY 41006-8925 |
| Name | Verified Name |
|---|---|
| Address | 125 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0005900021 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 238/700 |
| Instrument | 21070705900021 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 125 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 000M830086 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 ACRES HWY 159 BUTLER KY 41006, BUTLER, KY 41006 |
| Document Number | 000M830086 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 000M83/000086 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 125 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0000000066 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 TANDO WAY COVINGTON KY 410179797, COVINGTON, KY 41017-9797 |
| Document Number | 0000000066 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 0I4113/000164 |
| Instrument | 66 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,000 (-) Land $20,000 Building $178,000 | $198,000 (-) Land $20,000 Building $178,000 | |
| 2025 | $1,962.00 (-7.01%) | $198,000 (-) Land $10,000 Building $188,000 | $198,000 (-) Land $10,000 Building $188,000 |
| 2023 | $2,110.00 | $198,000 Land $10,000 Building $188,000 | $198,000 Land $10,000 Building $188,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures