Ionia County property record for 128 Summit St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,932 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (May 2024) |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20108000014000 |
| Primary APN | 20108000014000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 128 SUMMIT ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | CITY OF IONIA SUP. CARTENS ADDITION LOT 24 |
| Legal Subdivision | CITY OF IONIA SUP CARTENS ADD |
| Legal Lot Number | 24 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31700 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 SUMMIT ST, IONIA, MI 48846-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Feb 10, 2005 · Amount on Record |
| Prior Transfer Date | Jul 6, 2004 |
| Prior Transfer Doc | 0586/09110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 128 SUMMIT ST, IONIA, MI 48846-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000651/0000008590 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 0000000651/0000008590 |
| Name | PROVIDENT FUNDING ASSOCIATES |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 172 Months |
| Due | Jan 1, 2033 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,000 (+10.76%) Land $13,200 Building $90,800 | $208,000 (+10.76%) Land $26,400 Building $181,600 | |
| 2025 | $4,058.00 Homeowner's exemption | $93,900 (+28.63%) Land $12,300 Building $81,600 | $187,800 (+28.63%) Land $24,600 Building $163,200 |
| 2023 | $73,000 Land $9,100 Building $63,900 | $146,000 Land $18,200 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband, T-Mobile.
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