Ionia County property record for 121 Summit St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1927 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jun 2000) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20108000030500 |
| Primary APN | 20108000030500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 692 sqft |
| Unfinished Basement | 692 sqft |
| Game Room | Game Room |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 112 ft deep x 41 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 121 SUMMIT ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | CITY OF IONIA SUP. CARTENS ADDITION COM AT NW COR LOT 49 SUP CARTENS ADD 39 1/2FT E OF NW COR THEREOF, TH E ON N LINE 41 1/2FT TO NE COR THEREOF, TH SL Y ON E LINE SD LOT 112FT, TH WL Y PARL WITH N LINE 39 1/2FT TH NL Y TO PL OF BEG. ALSO THE W 15 FT |
| Legal Subdivision | CITY OF IONIA SUP CARTENS ADD |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ionia Historic District listed 1984 · 188 contributing resources · NRIS 84001443 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 SUMMIT ST, IONIA, MI 48846-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2000 · Amount on Record |
| Deed Sale | Jun 16, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 121 SUMMIT ST, IONIA, MI 48846-1209 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000652/0000003213 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 0000000652/0000003213 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2033 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,600 (+15.72%) Land $11,000 Building $90,600 | $203,200 (+15.72%) Land $22,000 Building $181,200 | |
| 2025 | $1,808.00 Homeowner's exemption | $87,800 (+26.7%) Land $10,300 Building $77,500 | $175,600 (+26.7%) Land $20,600 Building $155,000 |
| 2023 | $69,300 Land $7,600 Building $61,700 | $138,600 Land $15,200 Building $123,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband, T-Mobile.
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