Berkeley County property record for 128 Spearpoint Ln, Hedgesville, WV 25427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1998 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jan 2021) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-19A-0021.0000 |
| Primary APN | 04-19A-0021.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 71,438 sqft (1.64 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07217247 |
|---|---|
| Street Address | 128 SPEARPOINT LN |
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-6230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.64 ACRES LOT 289 PHASE II SECTION 14B THE WOODS |
| Legal Subdivision | WOODS SUB SEC 14B PHASE II |
| Legal Lot Number | 289 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971204 |
Source: Berkeley County records · APN 04-19A-0021.0000
Assessment roll updated November 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 SPEARPOINT LN, HEDGESVILLE, WV 25427-6230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Deed Document Number | 2021611 |
| Deed Book / Page | 1322 / 464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jan 06, 2021 |
| Property Address | 128 SPEARPOINT LN, HEDGESVILLE, WV 25427-6230 |
| Document Number | 1322/464 |
| Book / Page | 1322 / 464 |
| Map Reference | PC 7 SL 57 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 20210000611 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,578.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 SPEARPOINT LN, HEDGESVILLE, WV 25427-6230 |
| Document Number | 003621/538 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 3621/538 |
| Instrument | 20210000612 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
Source: Berkeley County records · Assessment roll updated November 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 (+7.48%) | $144,180 (+11.77%) Land $74,340 Building $69,840 | $240,300 (+11.77%) Land $123,900 Building $116,400 |
| 2023 | $1,630.00 | $129,000 Land $58,440 Building $70,560 | $215,000 Land $97,400 Building $117,600 |
Source: FEMA National Flood Hazard Layer as of July 7, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
| Wildfire Risk | Moderate above 42% of the US · above 60% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
Based on FCC filings for 118 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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