Berkeley County property record for 106 Spearpoint Ln, Hedgesville, WV 25427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 1998 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-19A-0015.0000 |
| Primary APN | 04-19A-0015.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 1,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 47,045 sqft (1.08 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 450 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07217241 |
|---|---|
| Street Address | 106 SPEARPOINT LN |
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-6230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.08 AC LOT 291 SEC 14B PHASE II THE WOODS SD |
| Legal Subdivision | THE WOODS SD |
| Legal Lot Number | 291 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971204 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 106 SPEARPOINT LN, HEDGESVILLE, WV 25427-6230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2015 |
| Deed Sale | May 12, 2015 |
| Deed Document Number | 20150024825 |
| Deed Book / Page | 1104 / 354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 106 SPEARPOINT LN, HEDGESVILLE, WV 25427-6230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 3310/523 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 3310/523 |
| Instrument | 20180039567 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,973.00 (+4.89%) Homeowner's exemption | $182,280 (+7.92%) Land $70,440 Building $111,840 | $303,800 (+7.92%) Land $117,400 Building $186,400 |
| 2023 | $1,881.00 Homeowner's exemption | $168,900 Land $55,380 Building $113,520 | $281,500 Land $92,300 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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