128 Silver Spring Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 128 Silver Spring Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,781 sqft · built 2019
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,586,800 (Aug 2019)
Tax Bill	$30,539 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E200007`

Property Details

APN / Parcel Number

Primary APN	`E200007`
Alternative APN	`RIDG M:E20 B:0007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,781 sqft Living Area
Basement Area	1,643 sqft
Unfinished Basement	691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E200007
Street Address	128 SILVER SPRING RD
City	RIDGEFIELD
State	CT
Zip	06877-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	7
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2020
Census Tract	245400

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage TD BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRFIELD COUNTY BANK
Aug 28, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage TD BANK NA
Mar 22, 2018	Executor's Deed, Transfer · Conventional Mortgage SOUTHLAKE IRA INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Book / Page	1078 / 708
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01183-1108
Date	Oct 16, 2025
Book Page	1183/1108

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001131-302
Date	Oct 5, 2021
Book Page	1131/302

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1074-22
Date	May 24, 2019
Book Page	1074/22

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2020

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 28, 2019
Property Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Document Number	1078-708
Book / Page	1078 / 708
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1078712
Date	Aug 28, 2019
Instrument	1078/712

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Mar 22, 2018
Property Address	128 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Document Number	1059-825
Book / Page	001059 / 000825
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 SILVER SPRING RD RIDGEFIELD CT 068775415, RIDGEFIELD, CT 06877-5415

Mortgage

Document Number	1059-827
Date	Mar 22, 2018
Book Page	001059/000827

Lender

Name	SOUTHLAKE IRA INV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 21, 2020

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,539.00	$1,114,960 (-) Land $351,330 Building $763,630	$780,472 Land $245,931 Building $534,541
2024	$30,539.00 (+6.12%)
2023	$28,777.00 (-3.53%)	$1,114,960 (+6.26%) Land $351,330 Building $763,630
2022	$29,831.00	$1,049,270 Land $245,930 Building $803,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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