124 Silver Spring Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 124 Silver Spring Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,014 sqft · built 2001
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Dec 2019)
Tax Bill	$33,267 (2025)
Deeds & Mortgages	May 2017 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E200094`

Property Details

APN / Parcel Number

Primary APN	`E200094`
Alternative APN	`RIDG M:E20 B:0094`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,014 sqft Living Area
Basement Area	2,461 sqft
Unfinished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	E200094
Street Address	124 SILVER SPRING RD
City	RIDGEFIELD
State	CT
Zip	06877-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	94
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2020
Census Tract	245400

Owner

Source: Ridgefield Town records · APN E200094

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Mar 08, 2001 · Amount on Record
Deed Book / Page	1084 / 85
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	124 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1046-1148
Date	May 03, 2017
Book Page	1046/1148

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 01, 2042

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Dec 19, 2019
Property Address	124 SILVER SPRING RD, RIDGEFIELD, CT 06877-5415
Document Number	1084-85
Book / Page	1084 / 85
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	108490
Date	Dec 19, 2019
Instrument	1084/90

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,267.00	$1,214,570 (-) Land $350,140 Building $864,430	$850,199 Land $245,098 Building $605,101
2024	$33,267.00 (+6.12%)
2023	$31,348.00 (-6.79%)	$1,214,570 (+2.67%) Land $350,140 Building $864,430
2022	$33,631.00	$1,182,940 Land $245,080 Building $937,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum Communications.

Based on FCC filings for 117 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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