Effingham County property record for 128 Ruby Trl, Guyton, GA 31312 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,571 sqft Heated Area |
| Lot Size | 68,389 sqft (1.57 acres) |
| Garage | Mixed |
| Last Sale | $60,000 (2021) |
| Tax Bill | $6,734.00 (2025) |
| Primary APN | 0351A-037-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,571 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Mixed Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7346 |
|---|---|
| Old Parcel Number | 0351A037 |
| Street Address | 128 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.57 AC LOT 37 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-037-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 144 CAMBRIDGE DR, RINCON, GA 31326-4016 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Nov 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE |
| Sep 03, 2021 | Warranty Deed, Transfer |
| Feb 19, 2021 | Warranty Deed, Transfer · Commercial Mortgage BANK OF NEWINGTON |
| Jul 29, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2021 · Amount on Record |
| Deed Sale | Sep 03, 2021 · Amount on Record |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Doc Number | 0002725253 |
| Deed Book / Page | 2725 / 253 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002744/0000000641 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 0000002744/0000000641 |
| Instrument | 014185 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 144 CAMBRIDGE DR, RINCON, GA 31326-4016 |
| Document Number | 0000002879/0000000635 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 0000002879/0000000635 |
| Instrument | 2023009009 |
| Name | UNITED WHOLESALE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 03, 2021 |
| Property Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002725/253 |
| Book / Page | 2725 / 253 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021-003096 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 CAMBRIDGE DR, RINCON, GA 31326-4016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 19, 2021 |
| Property Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002667/504 |
| Book / Page | 2667 / 504 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-000574 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 TRANQUIL PL, POOLER, GA 31322-3627 |
| Document Number | 0000002667/0000000506 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 0000002667/0000000506 |
| Instrument | 002432 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 29, 2020 |
| Property Address | 128 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002615/653 |
| Book / Page | 2615 / 653 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020-002051 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 RUBY TRL, GUYTON, GA 31312-7000 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,734.00 (+14.47%) | $209,001 (+6.87%) Land $30,000 Building $179,001 | $522,503 (+6.87%) Land $75,000 Building $447,503 |
| 2024 | $5,883.00 (+74.99%) | $195,569 (+75%) Land $30,000 Building $165,569 | $488,923 (+75%) Land $75,000 Building $413,923 |
| 2023 | $3,362.00 (+531.95%) | $111,753 (+494.43%) Land $20,800 Building $90,953 | $279,383 (+494.43%) Land $52,000 Building $227,383 |
| 2022 | $532.00 | $18,800 Land $18,800 | $47,000 Land $47,000 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 80% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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