Effingham County property record for 124 Ruby Trl, Guyton, GA 31312 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,711 sqft Heated Area |
| Lot Size | 28,314 sqft (0.65 acres) |
| Garage | 1,692 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $356,682 (2021) |
| Tax Bill | $5,373.00 (2025) |
| Primary APN | 0351A-017-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,711 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 1,692 sqft Garage |
| Pool Area | 512 sqft Pool |
| Porch Area | 346 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7326 |
|---|---|
| Street Address | 124 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .65 AC LOT 17 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Block | I |
| Legal Lot Number | 17 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-017-000
Assessment roll updated December 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Mar 18, 2022 | Warranty Deed, Transfer |
| Dec 23, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PENNYMAC LOAN SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on Record |
| Deed Sale | Dec 23, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Doc Number | 20214207 |
| Deed Book / Page | 2753 / 76 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002661/0000000100 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 0000002661/0000000100 |
| Instrument | 001478 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002556/0000000442 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 0000002556/0000000442 |
| Instrument | 009542 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 18, 2022 |
| Property Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002773/315 |
| Book / Page | 2773 / 315 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-000846 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 23, 2021 |
| Property Address | 124 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0002753/76 |
| Book / Page | 2753 / 76 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-004207 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 LOGANS LN, GUYTON, GA 31312-5774 |
| Document Number | 0000002753/0000000078 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 0000002753/0000000078 |
| Instrument | 015572 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,373.00 (+30.57%) Homeowner's exemption | $239,338 (+15.28%) Land $30,000 Building $209,338 | $598,346 (+15.28%) Land $75,000 Building $523,346 |
| 2023 | $4,115.00 (-18.48%) Homeowner's exemption | $207,606 (+0.97%) Land $20,800 Building $186,806 | $519,015 (+0.97%) Land $52,000 Building $467,015 |
| 2022 | $5,048.00 Homeowner's exemption | $205,606 Land $18,800 Building $186,806 | $514,015 Land $47,000 Building $467,015 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 80% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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