128 Putnam St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 128 Putnam St, Watertown, MA 02472 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 993 sqft · built 1910
Lot Size	0.163 acres (7,138 sqft)
Owner	Individual Name on File
Last Sale	$341,500 (Jun 2015)
Tax Bill	$5,667 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30067813`

Property Details

APN / Parcel Number

Primary APN	`30067813`
Alternative APNs	`WATE M:1031 B:0001 L:0148A` `9961`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	993 sqft Living Area
Gross Area	1,597 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,138 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	9961
Street Address	128 PUTNAM ST
City	WATERTOWN
State	MA
Zip	02472-1982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	128-130 PUTNAM STREET CONDO
Legal Block	1
Legal Lot Number	148A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1003
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records · APN 30067813

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 PUTNAM ST, WATERTOWN, MA 02472-1982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEND USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2015 · Amount on Record
Deed Sale	Jun 19, 2015 · Amount on Record
Prior Sale	Jan 07, 2005 · Amount on Record
Deed Book / Page	86 / 24
Transfer Doc	1124000021
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	128 PUTNAM ST, WATERTOWN, MA 02472-1982
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001867827
Date	Jan 21, 2021
Instrument	1867827

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	128 PUTNAM ST, WATERTOWN, MA 02472-1982
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867827
Date	Jan 21, 2021
Instrument	1867827

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	128 PUTNAM ST, WATERTOWN, MA 02472-1982
Document Number	0000071571
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071571
Date	Sep 29, 2017
Instrument	71571

Lender

Name	LEND USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2037

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,667.00 (-0.42%)	$485,200 (-0.25%) Building $485,200	$585,675 (+5.96%)
2024	$5,691.00 (-10.48%)	$486,400 (+3.91%) Building $486,400	$552,710
2023	$6,357.00	$468,100 Building $468,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Starry, AT&T, Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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