123 Putnam St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 123 Putnam St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,700 sqft · built 1915
Lot Size	0.107 acres (4,650 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,713 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47100-12`

Property Details

APN / Parcel Number

Primary APN	`47100-12`
Alternative APNs	`WATE M:1029A B:0027 L:0147` `745`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	5,004 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,650 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	745
Street Address	123 PUTNAM ST
City	WATERTOWN
State	MA
Zip	02472-1981
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	27
Legal Lot Number	147
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1004
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 PUTNAM ST, WATERTOWN, MA 02472-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 23, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Quit Claim Deed, Transfer MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017
Deed Sale	Oct 23, 2017
Prior Sale	Jun 16, 2017 · Amount on Record
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 6, 2022
Property Address	123 PUTNAM ST, WATERTOWN, MA 02472-1981
Document Number	0001915472
Instrument Date	May 26, 2022
Instrument	1915472
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 PUTNAM ST, WATERTOWN, MA 02472-1981

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Oct 23, 2017
Property Address	123 PUTNAM ST, WATERTOWN, MA 02472-1981
Document Number	0000073368
Instrument Date	Oct 16, 2017
Instrument	73368
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 FULLER RD WATERTOWN MA 024723313, WATERTOWN, MA 02472-3313

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 16, 2017
Property Address	123 PUTNAM ST, WATERTOWN, MA 02472-1981
Document Number	0000062878
Instrument Date	Jun 16, 2017
Instrument	62878
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,342.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 ADDINGTON RD #1 BROOKLINE MA 024454520, 1, BROOKLINE, MA 02445-4520

Mortgage

Document Number	62879
Date	Jun 16, 2017
Instrument	62879

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,713.00 (+8.53%)	$1,002,800 (+8.72%) Land $516,500 Building $486,300
2024	$10,792.00 (-11.29%)	$922,400 (+2.97%) Land $502,600 Building $419,800
2023	$12,165.00	$895,800 Land $480,800 Building $415,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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