Worcester County property record for 128 Pine Forest Dr, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,272 sqft · built 2016 |
| Lot Size | 0.556 acres (24,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2014) |
| Tax Bill | $8,657 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-145581 |
| Primary APN | 03-145581 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,272 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,201 sqft (0.556 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 244 sqft |
| Deck Area | 150 sqft |
| Patio Area | 779 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 145581 |
|---|---|
| Street Address | 128 PINE FOREST DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 14 PH I 24201 SQ FT PINE FOREST DR THE POINT SEC 17 |
| Legal Subdivision | POINT SEC 17 |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951101 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 PINE FOREST DR, BERLIN, MD 21811-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2014 · Amount on Record |
| Deed Sale | Apr 22, 2014 · Amount on Record |
| Prior Sale | Oct 2, 2002 |
| Deed Book / Page | 6354 / 228 |
| Transfer Doc | 0000339499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 128 PINE FOREST DR, OCEAN PINES, MD 21811-1632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0081150111 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 8115/111 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Nov 1, 2046 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,657.00 (+5.09%) | $938,033 (+23.38%) | $983,500 (+16.1%) Land $378,200 Building $605,300 |
| 2025 | $8,238.00 (+13.22%) | ||
| 2023 | $7,276.00 | $760,300 | $847,100 Land $370,700 Building $476,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 85 policies |
| Nearby Flood Policies | 85 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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