119 Pine Forest Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 119 Pine Forest Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,739 sqft · built 2007
Lot Size	0.208 acres (9,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Sep 2021)
Tax Bill	$6,101 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-146022`

Property Details

APN / Parcel Number

Primary APN	`03-146022`
Alternative APN	`146022`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,739 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,048 sqft (0.208 acres)
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	87 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	146022
Street Address	119 PINE FOREST DR
City	BERLIN
State	MD
Zip	21811-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 52 PH I 9048 SQ FT PINE FOREST DRIVE THE POINT SEC 17
Legal Subdivision	OCEAN PINE
Legal Phase	1
Legal Lot Number	52
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3013
Census Tract	951101

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 PINE FOREST DR, BERLIN, MD 21811-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 17, 2018	Grant Deed, Transfer RESORT LAND TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Book / Page	8156 / 410
Record Updated	Oct 29, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 2, 2021
Property Address	119 PINE FOREST DR, OCEAN PINES, MD 21811-1633
Document Number	0081560410
Book / Page	8156 / 410
Map Reference	MB SVH 160 FO 56
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	119 PINE FOREST DR, BERLIN, MD 21811-1633

Mortgage

Document Number	0008156419
Date	Sep 2, 2021
Instrument	8156/419

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	119 PINE FOREST DR, OCEAN PINES, MD 21811-1633
Document Number	0073360396
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 PINE FOREST DR BERLIN MD 218111633, BERLIN, MD 21811-1633

Mortgage

Document Number	0073360396
Date	Dec 12, 2018
Book Page	007336/000396

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	May 17, 2018
Property Address	119 PINE FOREST DR, OCEAN PINES, MD 21811-1633
Document Number	0072130122
Book / Page	007213 / 000122
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	RESORT LAND TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	119 PINE FOREST DR BERLIN MD 218111633, BERLIN, MD 21811-1633

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,101.00 (+1.31%) Homeowner's exemption	$856,567 (+40.93%)	$962,900 (+49.54%) Land $137,000 Building $825,900
2025	$6,022.00 (+3.54%) Homeowner's exemption
2023	$5,816.00	$607,800	$643,900 Land $122,000 Building $521,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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