128 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 128 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,748 sqft · built 2008
Lot Size	0.049 acres (2,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,500 (Feb 2020)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25782-01-12`

Property Details

APN / Parcel Number

Primary APN	`25782-01-12`
Alternative APNs	`R25782-01-12` `02010255`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Heated Area
Gross Area	2,381 sqft
1st Floor Area	1,748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,163 sqft (0.049 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02010255
Street Address	128 PEACH GROVE CIR
City	ELGIN
State	SC
Zip	29045-7116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG-2
Legal Description	UNIT 14-4 #SU PEACH GROVE VILLAS PH1 #PR RB1463-842 RB1471-3336
Legal Subdivision	PEACH GROVE VILLAS
Legal Unit	14
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1026
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 PEACH GROVE CIR, ELGIN, SC 29045-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Grant Deed, Transfer · Conventional with PMI SOUTHERN FIRST BK NA
Mar 8, 2017	Grant Deed, Transfer · Conventional Mortgage STERLING J JR PYE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	20209112
Deed Book / Page	2470 / 1565
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 19, 2020
Property Address	128 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2470/1565
Book / Page	002470 / 001565
Instrument Date	Feb 13, 2020
Instrument	9112
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number	2470/1569
Date	Feb 19, 2020
Book Page	002470/001569
Instrument	9113

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 8, 2017
Property Address	128 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2192/2990
Book / Page	002192 / 002990
Instrument Date	Mar 8, 2017
Instrument	16122
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number	2192/2993
Date	Mar 8, 2017
Book Page	002192/002993
Instrument	16123

Lender

Name	STERLING J JR PYE
Address	4225 LAKE MEADOW WAY, LOUISVILLE, TN 37777-3031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (+21.74%) Homeowner's exemption	$262,800 (+2,775.27%)	$287,900 (+26%) Land $40,000 Building $247,900
2023	$1,536.00 (-5.3%)	$9,140 (-)	$228,500 (-)
2021	$1,622.00	$9,140	$228,500 Land $40,000 Building $188,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

128 Peach Grove Cir, Elgin, SC 29045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Peach Grove Cir

Nearby Streets

Search Property Records by Address or Parcel Number